Capital Gains Tax Calculator
Estimate your potential tax liability and see how much you could defer with a 1031 Exchange.
1 Property Sale
Sale Price
?The total selling price of your investment property.
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Selling Costs
?Commissions, closing costs, title fees, and other expenses of the sale. Typically 6–10% of sale price.
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Outstanding Mortgage Balance
?Remaining loan balance on the property being sold. Enter 0 if owned free and clear.
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2 Cost Basis
Original Purchase Price
?What you originally paid for the property, including closing costs at purchase.
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Capital Improvements
?Permanent additions or improvements that substantially add value or prolong the useful life of the property (e.g. new roof, HVAC, addition).
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Accumulated Depreciation
?Total depreciation taken (or allowable) during ownership. For residential rental property, estimate ~3% of building value per year owned.
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3 Tax Rates
Filing Status
Federal Cap Gains Rate
?Long-term capital gains rate: 0%, 15%, or 20% depending on income. Most investors fall in the 15% or 20% bracket.
State Tax Rate
?Your state's capital gains tax rate. Ranges from 0% (TX, FL, NV, etc.) to 13.3% (CA). Check your state tax authority.
%
Net Investment Income Tax (NIIT)
?3.8% surtax applies if your modified adjusted gross income exceeds $200,000 (single) or $250,000 (married filing jointly).
Your Estimated Tax Liability
Total Capital Gain
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Federal Capital Gains Tax
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State Capital Gains Tax
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Depreciation Recapture (25%)
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Net Investment Income Tax
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Total Estimated Tax
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Sell & Pay Tax
Net Proceeds
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1031 Exchange
Available to Reinvest
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Oceanside Equity, LLC does not offer tax advice. This calculator is provided for illustrative purposes only and relies on multiple assumptions that may not be applicable to your specific situation. You may, for instance, have carryover losses or other factors that could reduce your overall tax liability. Please consult your tax advisor and do not rely solely on the calculations or results presented above.